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Browsing MIT Open Access Articles by Author "Finkelstein, Amy"

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Browsing MIT Open Access Articles by Author "Finkelstein, Amy"

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  • Finkelstein, Amy; Luttmer, Erzo F. P.; Notowidigdo, Matthew J. (American Economic Association, 2009-05)
    In this paper, we outline what we believe are the main possible approaches to estimating health state dependence. We distinguish two broad classes of empirical approaches: approaches based on individuals’ revealed demand ...
  • Einav, Liran; Finkelstein, Amy; Levin, Jonathan (Annual Reviews, 2010-01)
    We describe recent advances in the empirical analysis of insurance markets. This new research proposes ways to estimate individual demand for insurance and the relationship between prices and insurer costs in the presence ...
  • Baicker, Katherine; Finkelstein, Amy (New England Journal of Medicine, 2011-08)
    There has been much debate, especially in light of the health insurance expansions in the Affordable Care Act and the current fiscal crisis, about the costs and benefits of Medicaid. Some have argued that Medicaid doesn't ...
  • Finkelstein, Amy; Einav, Liran; Cullen, Mark R. (MIT Press Journals, 2010-08)
    We provide a graphical illustration of how standard consumer and producer theory can be used to quantify the welfare loss associated with inefficient pricing in insurance markets with selection. We then show how this welfare ...
  • Finkelstein, Amy (MIT Press, 2009-08)
    This paper examines whether the salience of a tax system affects equilibrium tax rates. I analyze how tolls change after toll facilities adopt electronic toll collection (ETC); drivers are substantially less aware of tolls ...
  • Einav, Liran; Finkelstein, Amy; Pascu, Iuliana; Cullen, Mark R. (American Economic Association, 2012-10)
    We analyze the extent to which individuals' choices over five employer-provided insurance coverage decisions and one 401(k) investment decision exhibit systematic patterns, as would be implied by a general utility component ...
  • Acemoglu, Daron; Finkelstein, Amy; Notowidigdo, Matthew J. (MIT Press, 2013-10)
    Health expenditures as a share of GDP in the United States have more than tripled over the past half-century. A common conjecture is that this is a consequence of rising income. We investigate this hypothesis by instrumenting ...
  • Finkelstein, Amy; Brown, Jeffrey R. (American Economic Association, 2011-01)
    Long-term care expenditures constitute one of the largest uninsured financial risks facing the elderly in the United States and thus play a central role in determining the retirement security of elderly Americans. In this ...
  • Finkelstein, Amy; Taubman, Sarah L.; Allen, Heidi L.; Wright, Bill J.; Baicker, Katherine (American Association for the Advancement of Science (AAAS), 2014-01)
    In 2008, Oregon initiated a limited expansion of a Medicaid program for uninsured, low-income adults, drawing names from a waiting list by lottery. This lottery created a rare opportunity to study the effects of Medicaid ...
  • Einav, Liran; Schrimpf, Paul Thomas; Finkelstein, Amy (Econometric Society, 2010-05)
    Much of the extensive empirical literature on insurance markets has focused on whether adverse selection can be detected. Once detected, however, there has been little attempt to quantify its welfare cost, or to assess ...
  • Baicker, Katherine; Taubman, Sarah L.; Allen, Heidi L.; Bernstein, Mira; Gruber, Jonathan; Newhouse, Joseph P.; Schneider, Eric C.; Wright, Bill J.; Zaslavsky, Alan M.; Finkelstein, Amy (New England Journal of Medicine, 2013-05)
    Background: Despite the imminent expansion of Medicaid coverage for low-income adults, the effects of expanding coverage are unclear. The 2008 Medicaid expansion in Oregon based on lottery drawings from a waiting list ...
  • Taubman, Sarah; Wright, Bill; Bernstein, Mira; Newhouse, Joseph P.; Allen, Heidi; Baicker, Katherine; Gruber, Jonathan; Finkelstein, Amy (Oxford University Press (OUP), 2012-05)
    In 2008, a group of uninsured low-income adults in Oregon was selected by lottery to be given the chance to apply for Medicaid. This lottery provides an opportunity to gauge the effects of expanding access to public health ...
  • Aron-Dine, Aviva; Einav, Liran; Finkelstein, Amy (American Economic Association, 2013-02)
    Between 1974 and 1981, the RAND health insurance experiment provided health insurance to more than 5,800 individuals from about 2,000 households in six different locations across the United States, a sample designed to be ...
  • Finkelstein, Amy; Poterba, James M.; Rothschild, Casey (Elsevier, 2008-10)
    We illustrate how equilibrium screening models can be used to evaluate the economic consequences of insurance market regulation. We calibrate and solve a model of the United Kingdom's compulsory annuity market and examine ...
  • Einav, Liran; Finkelstein, Amy (American Economic Association, 2011)
    Government intervention in insurance markets is ubiquitous and the theoretical basis for such intervention, based on classic work from the 1970s, has been the problem of adverse selection. Over the last decade, empirical ...
  • Einav, Liran; Finkelstein, Amy; Ryan, Stephen; Schrimpf, Paul; Cullen, Mark (American Economic Association, )
    We use employee-level panel data from a single rm to explore the possibility that individuals may select insurance coverage in part based on their anticipated behavioral ( moral hazard ) response to insurance, a phenomenon ...
  • Finkelstein, Amy; Luttmer, Erzo F. P.; Notowidigdo, Matthew J. (Wiley Blackwell, 2013-01)
    We estimate how the marginal utility of consumption varies with health. To do so, we develop a simple model in which the impact of health on the marginal utility of consumption can be estimated from data on permanent income, ...
  • Allen, Heidi; Baicker, Katherine; Finkelstein, Amy; Taubman, Sarah; Wright, Bill J.; Oregon Health Study Group (Project Hope, 2010-08)
    The recently enacted Patient Protection and Affordable Care Act includes a major expansion of Medicaid to low-income adults in 2014. This paper describes the Oregon Health Study, a randomized controlled trial that will be ...
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