How Sensitive are Low Income Families to Health Plan Prices?
Name
Gruber_How sensitive.pdf
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112.76 KB
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Adobe PDF
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Author(s)
Gruber, Jonathan
Chan, David Chimin
Date Issued
May 2010
Journal
American Economic Review
Publisher
American Economic Association
Citation
Chan, David, and Jonathan Gruber. 2010. "How Sensitive Are Low Income Families to Health Plan Prices?" American Economic Review, 100(2): 292–96. © 2011 AEA
Version
Final published version
Abstract
As health care reform moves forward in the
United States, one common feature of virtually
all proposals is to expand coverage for low
income populations not through a traditional
public insurance model, but rather through a
“defined contribution exchange” mechanism.
Under this approach, low income individuals
would have a choice of a number of options for
their insurance coverage. Individuals would
receive a subsidy to purchase insurance that was
tied to the lowest-cost plan (or some index of
low-cost plans) and would pay some part of the
difference if they chose a more expensive plan.
MIT Department
Massachusetts Institute of Technology. Department of Economics
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Article is made available in accordance with the publisher's policy and may be subject to US copyright law. Please refer to the publisher's site for terms of use.
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DOI of Published Version
https://doi.org/10.1257/aer.100.2.292
