Microcredit client risk profiling
Name
56667767-MIT.pdf
Description
Full printable version
Size
6.63 MB
Format
Adobe PDF
Checksum (MD5)
606ceb169cfe99a737883fcded2a9ce0
Author(s)
Nicholson, Colin D., 1961-
Advisor(s)
Richard M. Locke.
Date Issued
2004
Publisher
Massachusetts Institute of Technology
Abstract
Analysis of new and renewing microborrower risk behaviors at the Mexican microfinance institution FinComun shows that risk behavior can be predicted. The range of risk behaviors analyzed include: incidence of late payments, maximum number of weeks in arrears, and default. Males generally exhibited somewhat riskier patterns of credit behavior than females. Tools are provided for defining and predicting risky credit behavior. The implication is that these tools can be used to improve the management of credit risk and, therefore, improve the effectiveness of the microfinance program.
Description
Thesis (M.B.A.)--Massachusetts Institute of Technology, Sloan School of Management, 2004.
"June 2004."
Includes bibliographical references (leaves 34-35).
Subjects
Sloan School of Management.
MIT Department
Sloan School of Management
Terms of Use
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