A Study of Chinese Mutual Insurance
Name
Nie-gxn5021-MSMS-Sloan-2021-thesis.pdf
Description
Thesis PDF
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763.65 KB
Format
Adobe PDF
Checksum (MD5)
29313840eb23ae1308bab1571796f9dd
Author(s)
Nie, Gege
Advisor(s)
Cohen, Jacob
Date Issued
June 2021
Publisher
Massachusetts Institute of Technology
Abstract
Mutual insurance, as the first form of insurance, has been developing for several hundred years. The form has become a mature one in developed areas, such as Europe, North America, and Japan, while in China, mutual insurance just came to the market. With the rapid development of the Internet, mutual insurance—mostly sold on Internet platforms—is becoming more and more popular among Chinese customers. However, since the insurance form is still at a very early stage of development, there arise many problems. This paper investigates these problems and proposes plausible solutions. This paper also reviews the history of mutual insurance of China and the world, in order to form a solid conclusion and predict future trends from historical perspectives.
MIT Department
Sloan School of Management
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