How Did Health Care Reform in Massachusetts Impact Insurance Premiums?
Name
Gruber_How did health.pdf
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1 MB
Format
Adobe PDF
Checksum (MD5)
4d49a4246e91df91ed19fd43aa19614e
Author(s)
Graves, John A.
Gruber, Jonathan
Date Issued
May 2012
Journal
American Economic Review
Publisher
American Economic Association
Citation
Graves, John A, and Jonathan Gruber. “How Did Health Care Reform in Massachusetts Impact Insurance Premiums?” American Economic Review 102, no. 3 (May 2012): 508-513.
Version
Final published version
Abstract
It is widely recognized that the 2006 Massachusetts health reforms served as a blueprint for national reform under the 2010 Affordable Care Act (ACA). As such, there is interest in using the Massachusetts experience to understand how insurance premiums might change under the ACA. In this paper, we analyze changes in private insurance premiums in Massachusetts between 2002 and 2010. In contrast to earlier estimates from Massachusetts (Cogan, Hubbard and Kessler 2010), we find no statistical evidence of changes in group premiums. By contrast, we find large reductions in non-group premiums in Massachusetts relative to the rest of the U.S.
MIT Department
Massachusetts Institute of Technology. Department of Economics
Terms of Use
Article is made available in accordance with the publisher's policy and may be subject to US copyright law. Please refer to the publisher's site for terms of use.
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DOI of Published Version
https://doi.org/10.1257/aer.102.3.508
