Transaction Networks: Evidence from Mobile Money in Kenya
Name
Suri_Transaction networks.pdf
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490.58 KB
Format
Adobe PDF
Checksum (MD5)
8bae45beb0844730fde6309f72718c25
Author(s)
Jack, William
Ray, Adam
Suri, Tavneet
Date Issued
May 2013
Journal
American Economic Review
Publisher
American Economic Association
Citation
Jack, William, Adam Ray, and Tavneet Suri. “Transaction Networks: Evidence from Mobile Money in Kenya.” American Economic Review 103, no. 3 (May 2013): 356–361. © 2013 The American Economic Association
Version
Final published version
Abstract
Mobile money allows households in Kenya to spread risk more efficiently. In this paper we show that these efficiencies are achieved through deeper financial integration and expanded informal networks. Active networks are more geographically dispersed and support more reciprocal financial arrangements. Consistent with the reported reciprocity, mobile money users report a higher share of transactions as being for credit and insurance purposes.
MIT Department
Sloan School of Management
Terms of Use
Article is made available in accordance with the publisher's policy and may be subject to US copyright law. Please refer to the publisher's site for terms of use.
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DOI of Published Version
https://doi.org/10.1257/aer.103.3.356
