Concrete Budget : an intuitive retirement planning tool

Abstract

In times where Roth IRA's are condoned by the government, Social Security is failing, and the US economy is considered by some to be in a recession, there is no doubt that Americans need help with their finances and budgeting for the future. Concrete Budget aims to turn the idea of money, which is difficult to gestate to its fluid and abstract nature, into something tangible and easier to conceptualize. The main abstraction used to solidify a person's budget is by the use of goals (e.g. buying a house, paying for a child's tuition) that can be traded off from one to the other in order to understand the effects of savings a little money on X in order to have enough money for Y. Concrete Budget will strive to be simple and aesthetically pleasing in order to be adopted by uncle Joe, grandma Jane, and even that baby brother who always seems to get himself into tight situations.