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Analysis and assessment of credit rating model in P2P lending : an instrument to solve information asymmetry between lenders and borrowers

Yang, Yang, S.M. Massachusetts Institute of Technology (Massachusetts Institute of Technology, 2015)

Since the establishment of the first P2P lending platform in 2005, P2P lending industry has been nibbling the market share of traditional consumer credit. In 2014, Lending Club and Prosper originated over 7 billion personal ...