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Private information and price regulation In the US credit card market
(Massachusetts Institute of Technology, 2017)
Lenders typically learn new information about their borrowers over time but can be restricted from repricing debt in response to this information. I study a leading example of such re-pricing restrictions, the 2009 Credit ...
Essays on household finance and credit market regulation
(Massachusetts Institute of Technology, 2018)
This thesis consists of three chapters on household finance and regulatory policy in consumer credit markets. The first chapter studies the efficiency and distributional effects of credit card pricing restrictions in the ...