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Financing retirement consumption and bequests
(Massachusetts Institute of Technology, 2009)
This dissertation consists of three essays that evaluate possible vehicles for financing either retirement consumption or bequests. Chapter 1 compares the use of Roth and tax-deferred retirement accounts for retirement ...
Variation in marginal tax rates around retirement and the return to saving in tax-favored accounts
(Massachusetts Institute of Technology, 2008)
Economists have generally assumed that to the extent possible, retirement savings should be done in a tax-deferred account. However, the advent of Roth-style tax-favored accounts and concerns about the tax implications of ...