Analysis study of Chinese SMEs financing challenges

Abstract

Financing small and medium size enterprises (SMEs) is a prevalent challenge for most of countries, especially developing countries. Chinese SMEs have been suffering from difficulty in financing themselves for long. This thesis presents an overview of China's financial system development and current status and explains different financing sources for SMEs in China. Basing on the understanding of China's financial landscape, I described and summarized the financing challenges that are faced by Chinese SMEs and analyzed both the fundamental and temporary causes behind the challenges. In the end, I proposed a number of solutions to cope with Chinese SMEs financing challenges. Both statistical data and empirical studies are introduced in the thesis for demonstration and analysis.