<?xml version="1.0" encoding="UTF-8"?><?xml-stylesheet type="text/xsl" href="static/style.xsl"?><OAI-PMH xmlns="http://www.openarchives.org/OAI/2.0/" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.openarchives.org/OAI/2.0/ http://www.openarchives.org/OAI/2.0/OAI-PMH.xsd"><responseDate>2026-09-18T23:42:14Z</responseDate><request verb="GetRecord" identifier="oai:dspace.mit.edu:1721.1/122540" metadataPrefix="dim">https://dspace.mit.edu/server/oai/request</request><GetRecord><record><header><identifier>oai:dspace.mit.edu:1721.1/122540</identifier><datestamp>2021-07-05T14:03:20Z</datestamp><setSpec>com_1721.1_7582</setSpec><setSpec>com_1721.1_7581</setSpec><setSpec>col_1721.1_131023</setSpec></header><metadata><dim:dim xmlns:dim="http://www.dspace.org/xmlns/dspace/dim" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:doc="http://www.lyncode.com/xoai" xsi:schemaLocation="http://www.dspace.org/xmlns/dspace/dim http://www.dspace.org/schema/dim.xsd">
   <dim:field mdschema="dc" element="contributor" qualifier="advisor" lang="en_US">Albert Saiz and Marie Law Adams.</dim:field>
   <dim:field mdschema="dc" element="contributor" qualifier="author" lang="en_US">Sobers, Nneka Deandra.</dim:field>
   <dim:field mdschema="dc" element="contributor" qualifier="author" lang="en_US">Verella, Ayna Délivrans.</dim:field>
   <dim:field mdschema="dc" element="contributor" qualifier="other" lang="en_US">Massachusetts Institute of Technology. Department of Urban Studies and Planning.</dim:field>
   <dim:field mdschema="dc" element="contributor" qualifier="department" lang="en_US">Massachusetts Institute of Technology. Department of Urban Studies and Planning</dim:field>
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   <dim:field mdschema="dc" element="date" qualifier="accessioned">2019-10-11T22:11:02Z</dim:field>
   <dim:field mdschema="dc" element="date" qualifier="available">2019-10-11T22:11:02Z</dim:field>
   <dim:field mdschema="dc" element="date" qualifier="copyright" lang="en_US">2018</dim:field>
   <dim:field mdschema="dc" element="date" qualifier="issued" lang="en_US">2018</dim:field>
   <dim:field mdschema="dc" element="identifier" qualifier="uri">https://hdl.handle.net/1721.1/122540</dim:field>
   <dim:field mdschema="dc" element="identifier" qualifier="oclc" lang="en_US">1121628810</dim:field>
   <dim:field mdschema="dc" element="description" lang="en_US">Thesis: M.C.P., Massachusetts Institute of Technology, Department of Urban Studies and Planning, 2018</dim:field>
   <dim:field mdschema="dc" element="description" lang="en_US">Cataloged from PDF version of thesis.</dim:field>
   <dim:field mdschema="dc" element="description" lang="en_US">Includes bibliographical references (pages 134-137).</dim:field>
   <dim:field mdschema="dc" element="description" qualifier="abstract" lang="en_US">A joint collaboration by Ayna Verella and Nneka Sobers, this thesis will explore the development of our start-up, ALL PPL. ALL PPL's aim is to develop a Peer-to- Peer (P2P) decentralized risk exchange platform that leverages blockchain technology to facilitate access to capital through local exchange and community empowerment. Capitalizing on how people informally lend each other resources and money, ALL PPL automates a trust network catered to increasing access to capital for underbanked users through two options; small crowdsourced loans and jobs through community projects. As part of our joint thesis, we have created and collected a shared database of quantitative and qualitative data for our initial market study in Accra, Ghana. Focused on marginalized communities as our targeted pilot group, we were interested in the community of Ayawaso East. Socially and economically excluded from the rest of Metropolitan Accra, Ghana, the municipality of Ayawaso East has become increasingly vulnerable. As access to mobile money increases and the quality of life decreases, residents are finding alternative resources to improve their communities. Inspired by the passion of Ayawaso East's residents, ALL PPL has developed a unique product and business model to help the residents of Ayawaso East and similar communities across the world.</dim:field>
   <dim:field mdschema="dc" element="description" qualifier="statementofresponsibility" lang="en_US">by Nneka Deandra Sobers and Ayna Délivrans Verella.</dim:field>
   <dim:field mdschema="dc" element="description" qualifier="degree" lang="en_US">M.C.P.</dim:field>
   <dim:field mdschema="dc" element="description" qualifier="collection" lang="en_US">M.C.P. Massachusetts Institute of Technology, Department of Urban Studies and Planning</dim:field>
   <dim:field mdschema="dc" element="format" qualifier="extent" lang="en_US">137 pages</dim:field>
   <dim:field mdschema="dc" element="language" qualifier="iso" lang="en_US">eng</dim:field>
   <dim:field mdschema="dc" element="publisher" lang="en_US">Massachusetts Institute of Technology</dim:field>
   <dim:field mdschema="dc" element="rights" lang="en_US">MIT theses are protected by copyright. They may be viewed, downloaded, or printed from this source but further reproduction or distribution in any format is prohibited without written permission.</dim:field>
   <dim:field mdschema="dc" element="rights" qualifier="uri" lang="en_US">http://dspace.mit.edu/handle/1721.1/7582</dim:field>
   <dim:field mdschema="dc" element="subject" lang="en_US">Urban Studies and Planning.</dim:field>
   <dim:field mdschema="dc" element="title" lang="en_US">Community empowerment, technology, and access through peer to peer systems : blockchain concept and case study in Accra, Ghana</dim:field>
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	&lt;Language>eng&lt;/Language>
   	&lt;Title>Community empowerment, technology, and access through peer to peer systems : blockchain concept and case study in Accra, Ghana&lt;/Title>
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   	&lt;PublicationDate>2018&lt;/PublicationDate>
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        	&lt;DisplayName>Sobers, Nneka Deandra.&lt;/DisplayName>
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        	&lt;DisplayName>Verella, Ayna Délivrans.&lt;/DisplayName>
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    &lt;Keyword>Urban Studies and Planning.&lt;/Keyword>
   	&lt;Abstract>A joint collaboration by Ayna Verella and Nneka Sobers, this thesis will explore the development of our start-up, ALL PPL. ALL PPL&amp;apos;s aim is to develop a Peer-to- Peer (P2P) decentralized risk exchange platform that leverages blockchain technology to facilitate access to capital through local exchange and community empowerment. Capitalizing on how people informally lend each other resources and money, ALL PPL automates a trust network catered to increasing access to capital for underbanked users through two options; small crowdsourced loans and jobs through community projects. As part of our joint thesis, we have created and collected a shared database of quantitative and qualitative data for our initial market study in Accra, Ghana. Focused on marginalized communities as our targeted pilot group, we were interested in the community of Ayawaso East. Socially and economically excluded from the rest of Metropolitan Accra, Ghana, the municipality of Ayawaso East has become increasingly vulnerable. As access to mobile money increases and the quality of life decreases, residents are finding alternative resources to improve their communities. Inspired by the passion of Ayawaso East&amp;apos;s residents, ALL PPL has developed a unique product and business model to help the residents of Ayawaso East and similar communities across the world.&lt;/Abstract>
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