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. Reddy, Harry, 1963- Massachusetts Institute of Technology. Management of Technology Program. Management of Technology Program. Sloan School of Management 2005-06-02T19:02:39Z 2005-06-02T19:02:39Z 2004 2004 http://hdl.handle.net/1721.1/17882 56657909 Thesis (S.M.M.O.T.)--Massachusetts Institute of Technology, Sloan School of Management, Management of Technology Program, 2004. Includes bibliographical references (leaves 151-152). The banking industry is known to have certainty only about uncertainty, change is only constant in adopting the technologies for developing innovative products and services, and yet the opportunities of arbitrage are everywhere including in economical settings and business strategies. The retail banking industry will be analyzed to understand why some banks make sustainable profits while others are less successful. We will analyze what business strategies would best work for such dynamic industry even as banking appears to be a commodity business. A systematic study will be set out to model the dynamics of different positioning of Delta Model and the effect of the underlying interactions. We will walk through the analysis of why the innovation along with the customer targeting and the operational effectiveness are crucial to implement the right business strategies. We also study banking case studies relevant to the business strategies. Finally, we present the conclusions with some recommendations in order for banks to thrive in the industry for years to come during both war times and peace times. by Harry Reddy. S.M.M.O.T. 152 leaves 8603844 bytes 8620884 bytes application/pdf application/pdf eng Massachusetts Institute of Technology M.I.T. theses are protected by copyright. They may be viewed from this source for any purpose, but reproduction or distribution in any format is prohibited without written permission. See provided URL for inquiries about permission. http://dspace.mit.edu/handle/1721.1/7582 Management of Technology Program. Global business strategy and innovation in banking Thesis application/pdf Publication unknown unknown <Publication xmlns="https://www.openaire.eu/cerif-profile/1.1/" id="6198a00a-701e-4ed4-b39d-6bf9bc634c90"> <Type xmlns="https://www.openaire.eu/cerif-profile/vocab/COAR_Publication_Types">http://purl.org/coar/resource_type/c_1843</Type> <Language>eng</Language> <Title>Global business strategy and innovation in banking</Title> <PublishedIn> <Publication> </Publication> </PublishedIn> <PublicationDate>2004</PublicationDate> <Authors> <Author> <DisplayName>Reddy, Harry, 1963-</DisplayName> <Affiliation> <OrgUnit> </OrgUnit> </Affiliation> </Author> </Authors> <Editors> </Editors> <Publishers> <Publisher> <DisplayName>Massachusetts Institute of Technology</DisplayName> <OrgUnit /> </Publisher> </Publishers> <License>http://dspace.mit.edu/handle/1721.1/7582</License> <Keyword>Management of Technology Program.</Keyword> <Abstract>The banking industry is known to have certainty only about uncertainty, change is only constant in adopting the technologies for developing innovative products and services, and yet the opportunities of arbitrage are everywhere including in economical settings and business strategies. The retail banking industry will be analyzed to understand why some banks make sustainable profits while others are less successful. We will analyze what business strategies would best work for such dynamic industry even as banking appears to be a commodity business. A systematic study will be set out to model the dynamics of different positioning of Delta Model and the effect of the underlying interactions. We will walk through the analysis of why the innovation along with the customer targeting and the operational effectiveness are crucial to implement the right business strategies. We also study banking case studies relevant to the business strategies. Finally, we present the conclusions with some recommendations in order for banks to thrive in the industry for years to come during both war times and peace times.</Abstract> <Access xmlns="http://purl.org/coar/access_right" > </Access> </Publication>