How Did Health Care Reform in Massachusetts Impact Insurance Premiums?
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It is widely recognized that the 2006 Massachusetts health reforms served as a blueprint for national reform under the 2010 Affordable Care Act (ACA). As such, there is interest in using the Massachusetts experience to understand how insurance premiums might change under the ACA. In this paper, we analyze changes in private insurance premiums in Massachusetts between 2002 and 2010. In contrast to earlier estimates from Massachusetts (Cogan, Hubbard and Kessler 2010), we find no statistical evidence of changes in group premiums. By contrast, we find large reductions in non-group premiums in Massachusetts relative to the rest of the U.S.
Date issued
2012-05Department
Massachusetts Institute of Technology. Department of EconomicsJournal
American Economic Review
Publisher
American Economic Association
Citation
Graves, John A, and Jonathan Gruber. “How Did Health Care Reform in Massachusetts Impact Insurance Premiums?” American Economic Review 102, no. 3 (May 2012): 508-513.
Version: Final published version
ISSN
0002-8282
1944-7981