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INTEGRATED HOUSEHOLD SURVEYS: AN ASSESSMENT OF U.S. METHODS AND AN INNOVATION

Author(s)
Samphantharak, Krislert; Schuh, Scott; Townsend, Robert
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Abstract
We present a vision for improving household financial surveys by integrating responses from questionnaires more completely with financial statements and combining them with payments data from diaries. Integrated household financial accounts—balance sheet, income statement, and statement of cash flows—are used to assess the degree of integration in leading U.S. household surveys, focusing on inconsistencies in measures of the change in cash. Diaries of consumer payment choice can improve dynamic integration. Using payments data, we construct a statement of liquidity flows: a detailed analysis of currency, checking accounts, prepaid cards, credit cards, and other payment instruments, consistent with conventional cash flow measures and the other financial accounts. (JEL D12, D14, E41, E42)
Date issued
2017-10
URI
http://hdl.handle.net/1721.1/114165
Department
Massachusetts Institute of Technology. Department of Economics
Journal
Economic Inquiry
Publisher
Wiley Blackwell
Citation
Samphantharak, Krislert, Scott Schuh, and Robert M. Townsend. “INTEGRATED HOUSEHOLD SURVEYS: AN ASSESSMENT OF U.S. METHODS AND AN INNOVATION.” Economic Inquiry 56, no. 1 (October 12, 2017): 50–80.
Version: Author's final manuscript
ISSN
00952583

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