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Improving Financial Inclusion through Digital Savings and Credit

dc.contributor.authorBharadwaj, Prashant
dc.contributor.authorSuri, Tavneet
dc.date.accessioned2021-11-09T21:07:24Z
dc.date.available2021-11-09T21:07:24Z
dc.date.issued2020-05
dc.identifier.issn2574-0768
dc.identifier.issn2574-0776
dc.identifier.urihttps://hdl.handle.net/1721.1/138072
dc.description.abstractThis paper examines the effects of promotions to increase participation in digital banking and improve financial inclusion. M-Shwari, Kenya's most popular digital banking platform, ran a promotion called Stawisha Na M-Shwari from mid-April 2016 to early June 2016. The promotion incentivized individuals to save and to repay loans. We find large and persistent effects of the promotion on loan-taking behavior. While savings ramp up during the promotional period, we do not see sustained increases in savings after the end of the promotion.en_US
dc.language.isoen
dc.publisherAmerican Economic Associationen_US
dc.relation.isversionof10.1257/pandp.20201084en_US
dc.rightsArticle is made available in accordance with the publisher's policy and may be subject to US copyright law. Please refer to the publisher's site for terms of use.en_US
dc.sourceAmerican Economic Associationen_US
dc.titleImproving Financial Inclusion through Digital Savings and Crediten_US
dc.typeArticleen_US
dc.identifier.citationBharadwaj, Prashant and Suri, Tavneet. 2020. "Improving Financial Inclusion through Digital Savings and Credit." American Economic Association Papers and Proceedings, 110.
dc.relation.journalAmerican Economic Association Papers and Proceedingsen_US
dc.eprint.versionFinal published versionen_US
dc.type.urihttp://purl.org/eprint/type/JournalArticleen_US
eprint.statushttp://purl.org/eprint/status/PeerRevieweden_US
dc.date.updated2021-03-23T17:44:12Z
dspace.orderedauthorsBharadwaj, P; Suri, Ten_US
dspace.date.submission2021-03-23T17:44:13Z
mit.journal.volume110en_US
mit.licensePUBLISHER_POLICY
mit.metadata.statusAuthority Work and Publication Information Neededen_US


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